Capital Build-Up and Savings

Pundasyon sa Malungtaron na Kinabuhi

(Foundation of a Sustainable Life)

At the Overseas Filipino Workers Toledo Multipurpose Cooperative (OFWTMPC), we believe that every Overseas Filipino Workers (OFW) deserves more than a better life today, they deserve a secure, stable, and sustainable future.

Why Is Capital Build - Up Important

Capital Build- Up, or CBU, is one of the foundations of a strong cooperative. It represents each member's ownership, responsibility, and commitment to our shared goals.

A stronger CBU helps OFWTMPC grow and serve members better. It can strengthen the cooperative's capacity to:

  • Provide and improve member services

  • Support eligible loan programs and financial assistance

  • Build the cooperative's long- term financial stability

  • Create opportunities for member benefits, subject to cooperative performance and applicable policies

  • Assist more members during urgent needs and challenging times

  • Expand programs that support OFWs, their families, and the community

    Your CBU is more than a contribution - it is your share in the cooperative's collective strength and future.

Why Do Savings Matter?

Savings are not simply money set aside. They are a practical tool for building security, preparing for unexpected needs. and creating opportunities for your family. When you save regularly, you build a financial safety net that can help you manage emergencies, plan for important goals, and reduce dependence on borrowing for every unexpected expense.

Consistent savings can help you prepare for:

  • Emergency expenses

  • Children's education

  • Family needs

  • Livelihood or small- business opportunities

  • Home improvement or future investments

  • Retirement and long-term financial goals

    Even small, regular deposits can make a meaningful difference over time.

    CBU + Savings = Empowerment

  • For You

    Your CBU strengthens your membership ownership in OFWTMPC, while your saving help prepare you for future needs and opportunities.

  • For Your Family

    Your regular contribution help create a stronger financial foundation and added protection during times of uncertainty

  • For the Community

    Your CBU and savings help strengthen OFWTMPC, allowing the cooperative to improve member services, support more initiatives, and create more opportunities for the wider community.

Why OFWTMPC Encourages Regular Contribution

Consistency is one of the keys to financial growth. Just as seeds grow through regular care, every contribution to your CBU and savings can help build a stronger foundation over time.

Together, We Build a Sustainable Future

OFWTMPC exists because of the collective strength, trust, and participation of its members. When you consistently contribute to your Capital Build - Up and saving, you are doing more than preparing for your own future. You are helping build the aspirations of fellow members, support the well-being of families, and strengthen the community we serve.

Remember: “Ang lig-on nga pundasyon sa atong kinabuhi ug sa atong kooperatiba nagsugod sa atong CBU ug ipon.”

(The strong foundation of our lives and our cooperative begins with our Capital Build -Up and savings.

For current contribution requirements, savings policies, account balances, and available member services, please contact the OFWTMPC Main Office or your nearest satellite office.

Contact Our Main Office