NEGOSYO SA BARYO
A Livelihood & Entrepreneurship Program of the Overseas Filipino Workers Toledo Credit Cooperative (OFWTCC)
Paglambo sa Kinabuhi ug Panginabuhi!
The Negosyo sa Baryo Program is more than just a livelihood initiative — it is a movement of hope, empowerment, and opportunity for every OFWTCC member and their family.
We believe that true progress starts in the barangay, where small dreams are nurtured into big possibilities. Through this program, OFWTCC equips its members with the skills, capital, and community support to start and sustain their own businesses.
What is Negosyo sa Baryo?
Negosyo sa Baryo is the flagship livelihood program of OFWTCC designed to:
Provide the needed goods and supplies from the OFWTCC grocery to qualified members who want to start their negosyo.
Ensure that all products come from the OFWTCC grocery (supporting both the cooperative and the members).
Require financial literacy & entrepreneurship training to strengthen to equip members with the right skills and knowledge.
Encourage repayment in flexible, member-friendly terms with little to no interest.
Build a culture of sustainability, independence, and unity in every community.
Why Join?
Start Your Own Business – Whether it’s a sari-sari store, food venture, or community service, this is your chance to be your own boss.
Zero to Minimal Interest – Unlike traditional loans, repayment terms are designed to help you grow, not bury you in debt.
Exclusive Training & Mentorship – Learn directly from experts and leaders to guide you in running your business successfully.
Community Empowerment – Be part of a movement where every member helps another, building stronger families and barangays.
Hope and Security for Your Family – Through entrepreneurship, you’re not just earning—you’re leaving a legacy for your loved ones.
Who Can Join?
Active members of OFWTCC
Willing to undergo training and submit a simple feasibility study
Committed to buying products from the OFWTCC grocery
Passionate about building a better future through livelihood
The Impact
Negosyo sa Baryo isn’t just about starting businesses—it’s about transforming lives:
From employee to entrepreneur
From borrower to provider
From hopelessness to hope
Every business we start in the barangay is a seed of change, and together we grow a stronger, more resilient community.
Be Part of Negosyo sa Baryo Today!
Your small step can lead to a big change in your life and in the lives of others.
Let us work together to create sustainable income, stronger families, and empowered communities.
Join Negosyo sa Baryo and turn your dreams into reality.
