TIME DEPOSIT
Looking of a safe and rewarding way to grow your hard - earned money? Our Time Deposit Program is designed for members and investors who want guaranteed returns, financial security, and peace of mind.


Safe & Secure
Your investment is protected by the strength and stability of OFWTCC
Community Impact
Every peso you invest supports our cooperative programs that uplift the lives of OFWs and their families.
Higher Earning
Enjoy better interest rates compared to a regular savings account.
Why invest with us? Because at OFWTCC, your money doesn't just grow it also helps empower a community. You earn, and at the same time, you make a difference
Start your Time Deposit today & secure tomorrow
The interest rates applicable based on the deposit amount are as follows:
a. PHP 100,000 to PHP 299,999 : 4% per annum
b. PHP 300,000 to PHP 499,999 : 5% per annum
c. PHP 500,000 to PHP 999,999 : 7% per annum
d. PHP 1,000,000 and above : 9% per annum
Interest shall be computed on a 365-day basis, using the actual number days in each month, from the date of deposit unit maturity.